Prime Minister’s Employment Generation Programme [PMEGP]

PMEGP is credit linked Scheme of Govt. of India by merging erstwhile REGP and PMRY scheme. The Scheme is implemented through KVIC and State/UT Khadi & V.I. Boards in Rural areas and through District Industries Centres in Urban and Rural areas in ratio of 30:30:40 between KVIC / KVIB / DIC respectively.

Objectives

To generate employment opportunities in rural as well as urban areas of the country through setting up of new self-employment ventures/projects/micro enterprises

Beneficiaries

PMEGP is applicable to all new viable micro enterprises, including Village Industries projects except activities indicated in the negative list of Village Industries. Existing/old units are not eligible

Level of Financial Assistance: 

Note:

  • The maximum cost of the project/unit admissible for Margin Money subsidy under Manufacturing sector is Rs. 50 lakhs
  • The maximum cost of the project/unit admissible for Margin Money subsidy under Business/Service sector is Rs. 20 Iakhs.
  • The balance amount (excluding the own contribution)of the total project cost will be provided by Banks.
  • If the total project cost exceeds Rs. 50 lakhs or Rs. 20 Iakhs for Manufacturing and Service/Business sector respectively, the balance amount may be provided by Banks without any Government subsidy.
  • Urban area includes Municipality & Corporation; Rural area includes village/Panchayat.

2nd Loan for upgradation of existing PMEGP / REGP / MUDRA units

  • The maximum cost of the project/unit admissible for Margin Money subsidy under Manufacturing sector for upgradation is Rs. 1.00 crore. Maximum subsidy would be Rs.15 lakh (Rs.20 lakh for NER and Hill States).
  • The maximum cost of the project/unit admissible for Margin Money subsidy under Business/Service sector for upgradation is Rs. 25 lakh. Maximum subsidy would be Rs.3.75 lakh (Rs.5 lakh for NER and Hill States).
  • The balance amount (excluding the own contribution)of the total project cost will be provided by Banks.
  • If the total project cost exceeds Rs. 1.00 Crore or Rs. 25.00 Iakhs for Manufacturing and Service/Business sector respectively, the balance amount maybe provided by banks without any Government subsidy.

 Eligibility Conditions of Beneficiaries:

  • Any individual, above 18 years of age
  • There will be no income ceiling and no upper age limit for assistance for setting up projects under PMEGP.
  • For setting up of project costing above Rs.10 lakh in the manufacturing sector and above Rs. 5 lakh in the business /service sector, the beneficiaries should possess at least VIII standard pass educational qualification.
  • Assistance under the scheme is available only for new projects sanctioned specifically under the PMEGP.
  • Existing Units (under PMRY, REGP or any other scheme of Government of India or State Government) and the units that have already availed Government Subsidy under any other scheme of Government of India or State Government are not eligible.

Negative list of Activities:

  • Any Industry / Business connected with Meat(slaughtered), i.e., processing, canning and/or serving items made of it as food, production/Manufacturing or sale of intoxicant items like Beedi/Pan/ Cigar/Cigarette etc., any Hotel or Dhaba or sales outlet serving liquor, preparation/producing tobacco as raw materials, tapping of toddy for sale will not be allowed. 

(a)However, serving/selling non-vegetarian food at Hotels/Dhabas will be allowed.

  • Activities prohibited by Local Government/Authorities keeping in view environment or socio-economic factors will not be allowed.
  • Manufacturing of polythene carry bags of less than 75 microns thickness and manufacture of carry bags or containers made of recycled plastic for storing, carrying, dispensing or packaging of food stuff and any other item which causes environmental problems. Thickness of polythene carry bags shall be governed by the Ministry of Environment, Forest and Climate Change notification for plastic waste management rules and amendments from time to time.
  • Any Industry/Business connected with cultivation of crops/plantation like Tea, Coffee, Rubber etc. sericulture (Cocoon rearing), Horticulture, Floriculture, Animal Husbandry will not be allowed.(a)However, value addition under these will be allowed under PMEGP. Off Farm/Farm Linked activities in connection with sericulture, horticulture, floriculture etc. will also be allowed.

Following industries / Business connected with Animal Husbandry will also be allowed:

  • Dairy — Milk and other dairy products through primarily Cows but also sheep, goats, camels, buffaloes, horses, and donkeys.
  • Poultry - Poultry, kept for their eggs and for their meat, include chickens, turkeys, geese and ducks.
  • Aquaculture — It is the farming of aquatic organisms including fish, molluscs,crustaceans and aquatic plants.
  • Insects - including Bees, Sericulture, etc.

(As a special case piggery, which is a major source of livelihood in NER may also be allowed in NER states only)

Scheme Related GO's


Particulars
General Category Special Category [SC/ST/OBC/Women/Ph/Ex-service]
Urban Rural Urban Rural  Urban
Margin money 25% 15% 35% 25%
Promoter contribution 10% 10% 5% 5%

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Contact Details of District Level Officers for the Scheme PMEGP
Sl No District General Manager Mobile Number Name of Officer Incharge Designation Mobile Number Landline Number
1 Thiruvananthapuram Ajith S 9188127001 Vinod Kumar. S Manager (Cr) 9048290020 0471-2326756
2 Kollam Biju Kurian 9188127002 Sajeev kumar K.S ADIO 9497274218 0474--2302774
3 Pathanamthitta Anil Kumar P.N 9188127003 Maya R Manager 9497851799 4682214639
4 Alappuzha K.S Sivakumar
9188127004
Leela Devi S Manager (EI) 9207085586 O4772241272
5 Kottayam M.V. Lauly 9188127005 Smt. Jyothilakshmi EI Manager 8281384247 481-2573259
6 Idukki Jaya C 9188127006 Sahil Muhammad Manager 7012946527 048-62235507
7 Ernakulam Najeeb P.A 9188127007 Renju Maani Assistant Director 9446606178 0484-2421360
8 Thrissur K.S.Kripakumar 9188127008 Jisha.K.A Manager(DP) 9447806550 0487-2361945
9 Palakad Benedict William John 9188127009 Swapna P Manager 9946407570 0491-2505408
10 Malapuram Renjith Babu 9188127010 Renjith Babu Manager(TC) 9846888331 0483-2737405
11 Kozhikode Biju P Abraham 9188127011 Anand Kumar K.T Manager(DP) 9446029579 0495-2765770
12 Wayanad Lissiamma Samuel
9188127012 Abdul Latheef.A Assistant Director 9495891601 04936 202485
13 Kannur A.S Shiras 9188127013 Shammy S K Manager 9446675700 0497-2700928
14 Kasargode Sajith kumar.K 9188127014 Rekha R Manager 7012593047 0499-4255749